/* =========================================================
   FINVESTUJ — dizajnový systém v2
   Display: Fraunces (serif) / Body: Inter / Data: IBM Plex Mono
   ========================================================= */

:root{
  --ink:#0a2420;
  --teal-900:#0c2e29;
  --teal-800:#123f39;
  --teal-700:#175249;
  --teal-line:rgba(255,255,255,0.14);
  --lime:#d6f568;
  --lime-dark:#a9c93f;
  --lime-pale:#eef8d3;
  --lime-pale-2:#e2f4c4;
  --cream:#faf7f0;
  --cream-2:#f3efe4;
  --white:#ffffff;
  --paper:#0a2420;
  --text:#1c2b27;
  --text-soft:#5b6b64;
  --text-faint:#93a29b;
  --line:#e7e2d3;
  --line-soft:#efece1;
  --red:#c1503f;
  --shadow-sm:0 1px 2px rgba(10,36,32,0.06);
  --shadow-md:0 10px 28px rgba(10,36,32,0.10);
  --shadow-lg:0 24px 56px rgba(10,36,32,0.16);
  --radius-sm:10px;
  --radius-md:16px;
  --radius-lg:26px;
  --container:1200px;
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
button{ font:inherit; color:inherit; background:none; border:none; cursor:pointer; -webkit-appearance:none; appearance:none; }
body{
  margin:0;
  font-family:'Inter',-apple-system,BlinkMacSystemFont,sans-serif;
  color:var(--text);
  background:var(--cream);
  -webkit-font-smoothing:antialiased;
  line-height:1.6;
}
h1,h2,h3,h4{
  font-family:'Fraunces','Georgia',serif;
  font-weight:500;
  color:var(--ink);
  line-height:1.14;
  margin:0 0 .5em;
  letter-spacing:-0.01em;
}
p{ margin:0 0 1em; color:var(--text-soft); }
a{ color:inherit; text-decoration:none; }
img{ max-width:100%; display:block; }
ul{ margin:0; padding:0; list-style:none; }
.mono{ font-family:'IBM Plex Mono',monospace; }

.container{
  width:100%;
  max-width:var(--container);
  margin:0 auto;
  padding:0 28px;
}
.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-family:'IBM Plex Mono',monospace;
  font-size:12px;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:var(--teal-800);
  background:var(--lime-pale);
  border:1px solid var(--lime-pale-2);
  padding:6px 13px;
  border-radius:999px;
  margin-bottom:18px;
  font-weight:600;
}
.eyebrow.on-dark{ color:var(--lime); background:rgba(255,255,255,0.06); border-color:var(--teal-line); }
.eyebrow::before{ content:"✳"; color:var(--lime-dark); font-size:11px; }
.eyebrow.on-dark::before{ color:var(--lime); }

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  font-family:'Inter',sans-serif;
  font-weight:600;
  font-size:14.5px;
  padding:13px 22px;
  border-radius:999px;
  border:1px solid transparent;
  cursor:pointer;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease, border-color .15s ease;
  white-space:nowrap;
}
.btn-lime{
  background:var(--lime);
  color:var(--ink);
  box-shadow:0 6px 18px rgba(214,245,104,0.28);
}
.btn-lime:hover{ transform:translateY(-1px); background:#c9ee52; }
.btn-dark{
  background:var(--ink);
  color:#fff;
}
.btn-dark:hover{ transform:translateY(-1px); background:#0f342e; }
.btn-outline-dark{
  background:transparent;
  color:#fff;
  border-color:rgba(255,255,255,0.35);
}
.btn-outline-dark:hover{ border-color:#fff; }
.btn-ghost{
  background:var(--white);
  color:var(--ink);
  border-color:var(--line);
  border-radius:12px;
}
.btn-ghost:hover{ border-color:var(--lime-dark); }
.btn-sm{ padding:9px 16px; font-size:13px; }
.btn-block{ width:100%; }

/* ---------- Header ---------- */
.site-header{
  position:sticky; top:0; z-index:200;
  background:var(--ink);
  border-bottom:1px solid var(--teal-line);
}
.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:16px 0;
  gap:20px;
}
.logo{
  display:flex;
  align-items:center;
  font-family:'Inter',-apple-system,BlinkMacSystemFont,sans-serif;
  font-weight:700;
  font-size:21px;
  letter-spacing:-0.04em;
  color:#fff;
  flex:none;
  white-space:nowrap;
}
.logo-dot{ display:none; }
.nav-links{
  display:flex;
  align-items:center;
  gap:2px;
  flex:1;
  justify-content:center;
}
.nav-links a{
  padding:9px 14px;
  border-radius:8px;
  font-size:14px;
  font-weight:500;
  color:rgba(255,255,255,0.72);
  transition:color .15s ease, background .15s ease;
}
.nav-links a:hover{ color:#fff; background:rgba(255,255,255,0.06); }
.nav-links a.active{ color:var(--lime); }
.nav-dropdown{ position:relative; }
.nav-dropdown-trigger{
  display:flex; align-items:center; gap:5px;
  padding:9px 14px; border-radius:8px; border:none; background:none; cursor:pointer;
  font-family:'Inter',sans-serif; font-size:14px; font-weight:500;
  color:rgba(255,255,255,0.72);
}
.nav-dropdown-trigger:hover{ color:#fff; background:rgba(255,255,255,0.06); }
.nav-dropdown-trigger.active{ color:var(--lime); }
.nav-dropdown-trigger svg{ transition:transform .15s ease; }
.nav-dropdown-menu{
  position:absolute; top:100%; left:0; margin-top:6px;
  min-width:190px; background:var(--teal-800); border:1px solid var(--teal-line);
  border-radius:12px; padding:6px; box-shadow:var(--shadow-lg);
  display:flex; flex-direction:column;
  opacity:0; visibility:hidden; transform:translateY(6px);
  transition:opacity .15s ease, transform .15s ease, visibility .15s ease;
  z-index:50;
}
.nav-dropdown:hover .nav-dropdown-menu,
.nav-dropdown:focus-within .nav-dropdown-menu{ opacity:1; visibility:visible; transform:translateY(0); }
.nav-dropdown:hover .nav-dropdown-trigger svg{ transform:rotate(180deg); }
.nav-dropdown-menu a{
  padding:10px 12px; border-radius:8px; font-size:14px; color:rgba(255,255,255,0.82);
}
.nav-dropdown-menu a:hover{ background:rgba(255,255,255,0.08); color:#fff; }
.nav-actions{ display:flex; align-items:center; gap:12px; flex:none; }
.lang-toggle{
  display:flex; align-items:center; gap:2px;
  background:rgba(255,255,255,0.06);
  border:1px solid var(--teal-line);
  border-radius:999px;
  padding:3px;
  font-family:'IBM Plex Mono',monospace;
  font-size:12px;
}
.lang-toggle a{
  padding:5px 10px; border-radius:999px; color:rgba(255,255,255,0.55); font-weight:600;
  transition:background .2s ease, color .2s ease, transform .15s ease;
}
.lang-toggle a:hover{ color:#fff; background:rgba(255,255,255,0.12); }
.lang-toggle a.active{
  background:var(--lime); color:var(--ink);
  animation:lang-pop .35s ease;
}
@keyframes lang-pop{
  0%{ transform:scale(.85); opacity:.4; }
  100%{ transform:scale(1); opacity:1; }
}
@media (prefers-reduced-motion:reduce){
  .lang-toggle a.active{ animation:none; }
}
.nav-toggle{
  display:none;
  background:none; border:1px solid var(--teal-line); border-radius:8px;
  padding:8px; cursor:pointer;
}
.mobile-nav{
  display:none;
  flex-direction:column;
  background:var(--ink);
  border-top:1px solid var(--teal-line);
  padding:8px 28px 20px;
}
.mobile-nav.open{ display:flex; }
.mobile-nav a{ padding:12px 4px; border-bottom:1px solid var(--teal-line); font-weight:500; color:rgba(255,255,255,0.8); }
.mobile-nav a:last-child{ border-bottom:none; }

/* ---------- Ticker ---------- */
.ticker{
  background:var(--teal-900);
  color:#fff;
  overflow:hidden;
  border-bottom:1px solid var(--teal-line);
}
.ticker-track{ display:flex; width:max-content; animation:ticker-scroll 36s linear infinite; }
.ticker-item{
  display:flex; align-items:center; gap:8px;
  font-family:'IBM Plex Mono',monospace; font-size:12.5px;
  padding:9px 28px; white-space:nowrap;
  border-right:1px solid var(--teal-line);
  color:#cfe3da;
}
.ticker-item b{ color:#fff; font-weight:600; }
.ticker-up{ color:var(--lime); }
.ticker-down{ color:#ff9d92; }
@keyframes ticker-scroll{ 0%{transform:translateX(0);} 100%{transform:translateX(-50%);} }
@media (prefers-reduced-motion:reduce){ .ticker-track{ animation:none; } }

/* ---------- Dark stripe backdrop (hero + page-hero) ---------- */
.dark-panel{
  position:relative;
  background:
    repeating-linear-gradient(90deg, rgba(255,255,255,0.035) 0px, rgba(255,255,255,0.035) 1px, transparent 1px, transparent 26px),
    radial-gradient(900px 420px at 78% 0%, rgba(214,245,104,0.10), transparent 65%),
    linear-gradient(160deg, var(--teal-900) 0%, var(--ink) 60%);
  color:#fff;
  overflow:hidden;
}
.chart-divider{ display:none; }

/* ---------- Hero (homepage) ---------- */
.hero{ padding:64px 0 0; }
.hero-grid{
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:48px;
  align-items:center;
  padding-bottom:56px;
}
.hero h1{ font-size:47px; color:#fff; margin-bottom:20px; }
.hero h1 em{ font-style:normal; color:var(--lime); }
.hero p.lead{ font-size:17px; color:rgba(255,255,255,0.78); max-width:480px; margin-bottom:30px; }
.hero-ctas{ display:flex; gap:12px; flex-wrap:wrap; }

.hero-visual{ position:relative; }
.visual-card{
  background:linear-gradient(160deg,#123f39,#0c2e29);
  border:1px solid var(--teal-line);
  border-radius:var(--radius-lg);
  padding:26px;
  box-shadow:var(--shadow-lg);
  position:relative;
}
.visual-top{ display:flex; justify-content:space-between; align-items:center; margin-bottom:18px; }
.visual-top .visual-label{ font-family:'IBM Plex Mono',monospace; font-size:12px; color:rgba(255,255,255,0.55); }
.visual-chip{ background:var(--lime); color:var(--ink); font-size:11.5px; font-weight:700; padding:5px 11px; border-radius:999px; }
.visual-row{ display:flex; justify-content:space-between; align-items:center; padding:13px 0; border-top:1px solid rgba(255,255,255,0.08); }
.visual-row:first-of-type{ border-top:none; }
.visual-provider{ display:flex; align-items:center; gap:10px; font-weight:600; font-size:14px; color:#fff; }
.visual-dot{ width:8px; height:8px; border-radius:50%; background:var(--lime); }
.visual-rate{ font-family:'IBM Plex Mono',monospace; font-weight:600; font-size:14px; color:var(--lime); }
.visual-foot{ margin-top:18px; padding-top:16px; border-top:1px solid rgba(255,255,255,0.08); display:flex; justify-content:space-between; align-items:center;}
.visual-foot .visual-sort{ display:flex; align-items:center; gap:6px; font-size:12px; color:var(--lime); font-family:'IBM Plex Mono',monospace; }
.visual-foot .visual-sort svg{ flex:none; }

/* ---------- Trust band ---------- */
.trust-band{ background:var(--lime-pale); border-bottom:1px solid var(--lime-pale-2); }
.trust-inner{
  display:flex; align-items:center; justify-content:space-between;
  padding:22px 0; flex-wrap:wrap; gap:16px 32px;
}
.trust-label{ font-family:'Fraunces',serif; font-size:14.5px; color:var(--ink); }
.trust-items{ display:flex; flex-wrap:wrap; gap:26px; }
.trust-chip{ display:flex; align-items:center; gap:8px; font-size:13.5px; color:var(--text); font-weight:500; }
.trust-chip svg{ flex:none; color:var(--teal-800); }

/* ---------- Page hero (subpages) ---------- */
.page-hero{ padding-top:46px; padding-bottom:60px; }
.breadcrumb{
  display:flex; gap:8px; align-items:center;
  font-size:13px; color:rgba(255,255,255,0.55); margin-bottom:18px;
}
.breadcrumb a{ color:rgba(255,255,255,0.55); }
.breadcrumb a:hover{ color:#fff; }
.page-hero h1{ font-size:36px; color:#fff; margin-bottom:12px; max-width:680px; }
.page-hero p{ max-width:600px; font-size:15.5px; color:rgba(255,255,255,0.78); }
.page-hero-cta{ margin-top:22px; display:flex; gap:12px; flex-wrap:wrap; }

/* ---------- Section basics ---------- */
.section{ padding:84px 0; }
.section-head{ max-width:560px; margin:0 0 44px; display:flex; justify-content:space-between; gap:32px; align-items:flex-end; }
.section-head .htxt{ max-width:520px; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; display:block; }
.section-head.center .htxt{ margin:0 auto; }
.section-head h2{ font-size:32px; }
.section-side-note{ font-size:14px; color:var(--text-soft); max-width:280px; padding-bottom:6px; }
.section-alt{ background:var(--cream-2); }
.section-white{ background:var(--white); }

/* ---------- Service / category cards ---------- */
.service-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:18px; }
.service-card{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius-md);
  padding:26px 22px;
  transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  display:flex; flex-direction:column; gap:10px;
}
.service-card:hover{ transform:translateY(-4px); box-shadow:var(--shadow-md); border-color:var(--lime-dark); }
.service-icon{ width:44px; height:44px; display:flex; align-items:center; justify-content:center; color:var(--teal-800); margin-bottom:4px; }
.service-card h3{ font-size:19px; margin-bottom:2px; }
.service-card p{ font-size:13.5px; margin-bottom:2px; }
.service-list{ display:flex; flex-direction:column; gap:6px; margin:8px 0 12px; }
.service-list li{ font-size:13px; color:var(--text-soft); display:flex; gap:7px; align-items:flex-start; }
.service-list li svg{ flex:none; margin-top:3px; color:var(--teal-800); }
.card-link{
  font-size:13px; font-weight:600; color:var(--ink); display:inline-flex; align-items:center; gap:6px;
  border-top:1px solid var(--line-soft); padding-top:12px; margin-top:auto;
}
.card-link svg{ transition:transform .15s ease; color:var(--lime-dark); }
.service-card:hover .card-link svg{ transform:translateX(3px); }

/* ---------- Comparison table ---------- */
.compare-wrap{ background:var(--white); border:1px solid var(--line); border-radius:var(--radius-lg); overflow:hidden; box-shadow:var(--shadow-sm); }
table.compare{ width:100%; border-collapse:collapse; }
table.compare thead th{
  text-align:left; font-size:12px; text-transform:uppercase; letter-spacing:.05em;
  color:var(--text-faint); font-weight:600; padding:16px 20px;
  background:var(--cream-2); border-bottom:1px solid var(--line);
}
table.compare tbody td{ padding:18px 20px; border-bottom:1px solid var(--line-soft); font-size:14.5px; vertical-align:middle; }
table.compare tbody tr:last-child td{ border-bottom:none; }
table.compare tbody tr.best{ background:var(--lime-pale); }
.provider-cell{ display:flex; align-items:center; gap:12px; font-weight:600; }
.provider-logo{
  width:38px; height:38px; border-radius:10px;
  background:var(--ink); color:var(--lime);
  font-family:'Fraunces',serif; font-weight:700; font-size:14px;
  display:flex; align-items:center; justify-content:center; flex:none;
}
.rate-cell{ font-family:'IBM Plex Mono',monospace; font-weight:600; }
.badge{
  display:inline-block; font-size:11px; font-weight:700; padding:4px 10px; border-radius:999px;
  background:var(--lime); color:var(--ink); margin-left:8px;
}
.table-note{ padding:14px 20px; font-size:12.5px; color:var(--text-faint); border-top:1px solid var(--line); background:var(--cream-2); }

/* ---------- Type blocks (insurance/loan/investment/neobank deep-dive sections) ---------- */
.type-quicknav{ display:flex; flex-wrap:wrap; gap:8px; margin-bottom:12px; }
.type-quicknav a{ font-size:13px; padding:8px 14px; border:1px solid var(--line); border-radius:999px; color:var(--text); background:var(--white); font-weight:500; }
.type-quicknav a:hover{ border-color:var(--lime-dark); color:var(--teal-800); background:var(--lime-pale); }
.type-block{ padding:38px 0; border-top:1px solid var(--line); scroll-margin-top:90px; }
.type-block:first-of-type{ border-top:none; padding-top:6px; }
.type-block-head{ display:flex; gap:16px; align-items:flex-start; margin-bottom:14px; }
.type-block-icon{ width:46px; height:46px; border-radius:12px; background:var(--lime-pale); display:flex; align-items:center; justify-content:center; color:var(--teal-800); flex:none; }
.type-block h3{ font-size:21px; margin-bottom:4px; }
.type-block > p.type-lead{ font-size:14.5px; max-width:760px; }
.type-block-grid{ display:grid; grid-template-columns:1fr 1fr; gap:24px; margin-top:16px; }
.type-block-col h4{ font-size:12.5px; text-transform:uppercase; letter-spacing:.05em; font-weight:700; margin-bottom:10px; color:var(--teal-800); }
.type-block-col.watch h4{ color:var(--red); }
.type-block-col ul{ display:flex; flex-direction:column; gap:8px; }
.type-block-col li{ font-size:13.5px; color:var(--text); display:flex; gap:7px; align-items:flex-start; }
.type-block-col li svg{ flex:none; margin-top:3px; }
.type-block-col.watch li svg{ color:var(--red); }
.type-block-col.good li svg{ color:var(--teal-800); }
.type-block-foot{ margin-top:18px; display:flex; align-items:center; gap:16px; flex-wrap:wrap; padding-top:16px; border-top:1px dashed var(--line); }
.type-block-price{ font-family:'IBM Plex Mono',monospace; font-size:13px; color:var(--text-soft); }
.type-block-price b{ color:var(--ink); font-size:14.5px; }

/* ---------- Pros / cons ---------- */
.proscons{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.proscons-card{ background:var(--white); border:1px solid var(--line); border-radius:var(--radius-md); padding:22px 24px; }
.proscons-card h4{ font-family:'Inter',sans-serif; font-size:13.5px; text-transform:uppercase; letter-spacing:.05em; font-weight:700; margin-bottom:14px; display:flex; align-items:center; gap:8px; }
.proscons-card.pros h4{ color:var(--teal-800); }
.proscons-card.cons h4{ color:var(--red); }
.proscons-card ul{ display:flex; flex-direction:column; gap:9px; }
.proscons-card li{ font-size:13.5px; color:var(--text); display:flex; gap:8px; align-items:flex-start; }
.proscons-card li svg{ flex:none; margin-top:3px; }
.proscons-card.pros li svg{ color:var(--teal-800); }
.proscons-card.cons li svg{ color:var(--red); }
.product-proscons{ margin:28px 0 8px; }
.product-proscons h3{ font-size:19px; margin-bottom:14px; }

/* ---------- Info grid ---------- */
.info-grid{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.info-card{ border:1px solid var(--line); border-radius:var(--radius-md); padding:24px; background:var(--white); }
.info-card h3{ font-size:16px; display:flex; align-items:center; gap:10px; font-family:'Inter',sans-serif; font-weight:700; }
.info-card h3 svg{ color:var(--teal-800); flex:none; }
.info-card p{ font-size:13.5px; margin-bottom:0; }

/* ---------- Steps ---------- */
.steps{ display:grid; grid-template-columns:repeat(3,1fr); gap:28px; }
.step-num{
  font-family:'Fraunces',serif; font-size:14px; font-weight:700; color:var(--ink);
  background:var(--lime); width:34px; height:34px; border-radius:10px;
  display:flex; align-items:center; justify-content:center; margin-bottom:16px;
}
.step h3{ font-size:18px; }
.step p{ font-size:14px; }

/* ---------- FAQ ---------- */
.faq{ max-width:760px; margin:0 auto; }
.faq-item{ border-bottom:1px solid var(--line); }
.faq-q{
  width:100%; display:flex; align-items:center; justify-content:space-between; gap:16px;
  background:none; border:none; padding:20px 4px; text-align:left;
  font-family:'Fraunces',serif; font-size:16.5px; font-weight:500; color:var(--ink); cursor:pointer;
}
.faq-q svg{ flex:none; transition:transform .2s ease; color:var(--teal-800); }
.faq-item.open .faq-q svg{ transform:rotate(45deg); }
.faq-a{ max-height:0; overflow:hidden; transition:max-height .3s ease; padding:0 4px; }
.faq-item.open .faq-a{ max-height:600px; padding-bottom:20px; }
.faq-a p{ font-size:14.5px; margin:0; }

/* ---------- CTA bands ---------- */
.cta-band{ border-radius:var(--radius-lg); padding:50px; display:flex; align-items:center; justify-content:space-between; gap:32px; flex-wrap:wrap; }
.cta-band.lime{ background:var(--lime); }
.cta-band.lime h2, .cta-band.lime p{ color:var(--ink); }
.cta-band.lime p{ opacity:.75; }
.cta-band.dark{ background:var(--ink); }
.cta-band.dark h2{ color:#fff; }
.cta-band.dark p{ color:rgba(255,255,255,0.7); }
.cta-band h2{ font-size:25px; margin-bottom:6px; }
.cta-band p{ margin-bottom:0; }
.cta-form{ display:flex; gap:10px; flex:none; }
.cta-form input{ padding:13px 16px; border-radius:10px; border:1px solid var(--line); width:230px; font-family:'Inter',sans-serif; font-size:14px; }

/* ---------- Account-CTA strip (product enticement) ---------- */
.account-cta{
  display:grid; grid-template-columns:repeat(3,1fr); gap:18px;
}
.account-cta-card{
  border-radius:var(--radius-md); padding:26px; position:relative; overflow:hidden;
  color:#fff; display:flex; flex-direction:column; gap:10px; min-height:190px;
}
.account-cta-card.teal{ background:linear-gradient(150deg,#175249,#0c2e29); }
.account-cta-card.ink{ background:linear-gradient(150deg,#123f39,#0a2420); }
.account-cta-card .tag{ font-family:'IBM Plex Mono',monospace; font-size:11.5px; color:var(--lime); text-transform:uppercase; letter-spacing:.06em; }
.account-cta-card h3{ color:#fff; font-size:20px; margin-bottom:4px; }
.account-cta-card p{ color:rgba(255,255,255,0.72); font-size:13.5px; margin-bottom:6px; }
.account-cta-card .btn{ margin-top:auto; align-self:flex-start; }

/* ---------- Articles / blog ---------- */
.article-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:22px; }
.article-card{ background:var(--white); border:1px solid var(--line); border-radius:var(--radius-md); overflow:hidden; display:flex; flex-direction:column; transition:transform .18s ease, box-shadow .18s ease; }
.article-card:hover{ transform:translateY(-4px); box-shadow:var(--shadow-md); }
.article-thumb{
  height:150px; position:relative;
  background:linear-gradient(150deg,#123f39,#0c2e29);
  display:flex; align-items:center; justify-content:center;
}
.article-thumb .thumb-num{ font-family:'Fraunces',serif; font-size:52px; color:rgba(214,245,104,0.9); }
.article-body{ padding:20px 22px 22px; display:flex; flex-direction:column; gap:8px; flex:1; }
.article-tag{ font-family:'IBM Plex Mono',monospace; font-size:11px; text-transform:uppercase; letter-spacing:.05em; color:var(--teal-800); }
.article-card h3{ font-size:18px; margin-bottom:2px; }
.article-card p{ font-size:13.5px; margin-bottom:6px; }
.article-meta{ font-size:12px; color:var(--text-faint); margin-top:auto; padding-top:10px; border-top:1px solid var(--line-soft); display:flex; justify-content:space-between; }
.article-featured{
  display:grid; grid-template-columns:1fr 1fr; gap:0; background:var(--ink); border-radius:var(--radius-lg); overflow:hidden; margin-bottom:40px;
}
.article-featured-visual{ background:linear-gradient(160deg,#175249,#0a2420); padding:40px; display:flex; align-items:center; justify-content:center; }
.article-featured-visual .thumb-num{ font-family:'Fraunces',serif; font-size:88px; color:var(--lime); }
.article-featured-body{ padding:40px; color:#fff; display:flex; flex-direction:column; justify-content:center; }
.article-featured-body .article-tag{ color:var(--lime); }
.article-featured-body h2{ color:#fff; font-size:28px; }
.article-featured-body p{ color:rgba(255,255,255,0.75); }

/* article content page */
.article-content{ max-width:760px; margin:0 auto; padding:56px 0 30px; }
.article-content .article-tag{ margin-bottom:14px; display:block; }
.article-content h1{ font-size:34px; margin-bottom:14px; }
.article-content .article-lead{ font-size:16.5px; color:var(--text-soft); margin-bottom:8px; }
.article-content .byline{ font-size:12.5px; color:var(--text-faint); margin-bottom:36px; font-family:'IBM Plex Mono',monospace; }
.article-content h2{ font-size:23px; margin-top:38px; }
.article-content p, .article-content li{ font-size:15.5px; color:var(--text); }
.article-content ul{ padding-left:20px; list-style:disc; margin-bottom:16px; }
.article-content li{ margin-bottom:8px; }
.rank-item{
  display:flex; gap:18px; align-items:flex-start; padding:22px 0; border-top:1px solid var(--line);
}
.rank-num{ font-family:'Fraunces',serif; font-size:30px; color:var(--lime-dark); flex:none; width:44px; }
.rank-body{ flex:1; }
.rank-body h3{ font-size:18px; margin-bottom:6px; }
.rank-body .rank-meta{ font-family:'IBM Plex Mono',monospace; font-size:13px; color:var(--teal-800); margin-bottom:8px; }
.rank-body .btn{ margin-top:10px; }
.disclosure-note{
  background:var(--cream-2); border:1px solid var(--line); border-radius:var(--radius-sm);
  padding:16px 18px; font-size:13px; color:var(--text-soft); margin:28px 0;
}

/* ---------- Contact ---------- */
.contact-grid{ display:grid; grid-template-columns:1fr 1fr; gap:40px; align-items:start; }
.form-card{ background:var(--white); border:1px solid var(--line); border-radius:var(--radius-lg); padding:32px; box-shadow:var(--shadow-sm); }
.field{ margin-bottom:16px; }
.field label{ display:block; font-size:13.5px; font-weight:600; margin-bottom:6px; }
.field input, .field textarea, .field select{
  width:100%; padding:12px 14px; border:1px solid var(--line); border-radius:10px;
  font-family:'Inter',sans-serif; font-size:14.5px; color:var(--text); background:var(--cream);
}
.field textarea{ resize:vertical; min-height:110px; }
.contact-info-item{ display:flex; gap:14px; padding:18px 0; border-bottom:1px solid var(--line); }
.contact-info-item svg{ flex:none; color:var(--teal-800); margin-top:2px; }
.contact-info-item h4{ font-size:14.5px; margin:0 0 4px; font-family:'Inter',sans-serif; font-weight:700;}
.contact-info-item p{ font-size:13.5px; margin:0; }

/* ---------- Legal ---------- */
.legal-content{ max-width:760px; margin:0 auto; padding:56px 0 96px; }
.legal-content h2{ font-size:22px; margin-top:40px; }
.legal-content h2:first-of-type{ margin-top:0; }
.legal-content p, .legal-content li{ font-size:15px; color:var(--text-soft); }
.legal-content ul{ padding-left:20px; list-style:disc; margin-bottom:16px; }
.legal-content li{ margin-bottom:8px; }
.legal-updated{ font-size:13px; color:var(--text-faint); margin-bottom:36px; font-family:'IBM Plex Mono',monospace; }

/* ---------- Footer ---------- */
.site-footer{ background:var(--ink); color:#cfe0d7; padding:60px 0 0; }
.footer-top{ display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr 1fr; gap:32px; padding-bottom:44px; border-bottom:1px solid var(--teal-line); }
.footer-brand .logo{ color:#fff; }
.footer-brand p{ color:#8fa79b; font-size:13.5px; margin-top:14px; max-width:280px; }
.footer-col h4{ font-family:'Inter',sans-serif; font-size:12px; text-transform:uppercase; letter-spacing:.06em; color:#8fa79b; margin-bottom:16px; font-weight:600; }
.footer-col a{ display:block; font-size:14px; color:#d3e3db; padding:6px 0; transition:color .15s ease; }
.footer-col a:hover{ color:var(--lime); }
.footer-social{ display:flex; gap:10px; margin-top:16px; }
.footer-social a{ width:34px; height:34px; border-radius:9px; border:1px solid var(--teal-line); display:flex; align-items:center; justify-content:center; padding:0; }
.footer-social a:hover{ background:rgba(255,255,255,0.06); }
.footer-bottom{ display:flex; align-items:center; justify-content:space-between; padding:22px 0 26px; font-size:12.5px; color:#7d9488; flex-wrap:wrap; gap:10px; }
.footer-disclosure{ font-size:12px; color:#6d8579; padding:22px 0; border-top:1px solid var(--teal-line); line-height:1.7; }

/* ---------- Responsive ---------- */
@media (max-width: 980px){
  .hero-grid{ grid-template-columns:1fr; }
  .hero-visual{ order:-1; }
  .service-grid{ grid-template-columns:repeat(2,1fr); }
  .account-cta{ grid-template-columns:1fr; }
  .steps{ grid-template-columns:1fr; gap:24px; }
  .footer-top{ grid-template-columns:1fr 1fr; }
  .contact-grid{ grid-template-columns:1fr; }
  .info-grid{ grid-template-columns:1fr; }
  .proscons{ grid-template-columns:1fr; }
  .type-block-grid{ grid-template-columns:1fr; }
  .article-grid{ grid-template-columns:repeat(2,1fr); }
  .article-featured{ grid-template-columns:1fr; }
  .trust-inner{ flex-direction:column; align-items:flex-start; }
}
@media (max-width: 720px){
  .nav-links{ display:none; }
  .nav-toggle{ display:flex; }
  .hero h1{ font-size:32px; }
  .page-hero h1{ font-size:28px; }
  .cta-band{ flex-direction:column; align-items:flex-start; }
  .cta-form{ width:100%; } .cta-form input{ width:100%; }
  .service-grid{ grid-template-columns:1fr; }
  .footer-top{ grid-template-columns:1fr; }
  table.compare{ font-size:13px; }
  .compare-wrap{ overflow-x:auto; } table.compare{ min-width:640px; }
  .section-head{ flex-direction:column; align-items:flex-start; }
  .article-grid{ grid-template-columns:1fr; }
}

a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible{
  outline:2px solid var(--teal-800); outline-offset:2px;
}

/* ==========================================================
   MOBILE — komplexné responzívne vylepšenia
   ========================================================== */

/* ---- 980px: tablet ---- */
@media (max-width: 980px){
  .hero-visual{ order:1; }
  .hero h1{ font-size:40px; }
  .section{ padding:64px 0; }
  .hero{ padding:56px 0 0; }
  .hero-grid{ padding-bottom:48px; }
}

/* ---- 720px: mobilný telefón ---- */
@media (max-width: 720px){

  /* === LAYOUT === */
  .container{ padding-left:20px; padding-right:20px; }

  /* === NAVIGÁCIA === */
  .nav-actions .btn{ display:none; }
  .lang-toggle{ display:none; }
  .nav{ padding-top:16px; padding-bottom:16px; }
  .logo{ font-size:21px; }
  /* Hamburger: odľahčený, bez boxu */
  .nav-toggle{
    border:none;
    background:rgba(255,255,255,0.12);
    border-radius:10px;
    padding:10px 11px;
  }

  /* === DARK PANEL — zaoblené rohy, jemný tieň === */
  .chart-divider{ display:none; }
  .dark-panel{
    border-radius:0 0 24px 24px;
    box-shadow:0 8px 32px rgba(10,36,32,0.18);
  }

  /* === HERO — bold, vzdušné, výrazné === */
  .hero{ padding-top:72px; }
  .hero-grid{ gap:0; padding-bottom:52px; }
  .hero h1{
    font-size:36px;
    line-height:1.08;
    letter-spacing:-0.5px;
    margin-bottom:14px;
  }
  .hero p.lead{
    font-size:15px;
    line-height:1.68;
    margin-bottom:28px;
    opacity:0.88;
  }
  .hero-visual{ display:none; }
  .hero-ctas{ flex-direction:column; gap:10px; }
  .hero-ctas .btn{
    width:100%;
    justify-content:center;
    padding:16px 20px;
    font-size:15px;
    font-weight:600;
    letter-spacing:0.01em;
  }
  /* Primárne CTA — jemná lime žiara */
  .hero-ctas .btn-lime{
    box-shadow:0 8px 28px rgba(166,200,50,0.32);
  }

  /* === EYEBROW BADGE — subtílnejší === */
  .eyebrow{
    font-size:10.5px;
    letter-spacing:0.1em;
    padding:5px 12px;
    margin-bottom:18px;
  }
  /* Hero eyebrow: priehľadný pill */
  .dark-panel .eyebrow{
    border:1px solid rgba(255,255,255,0.2);
    background:rgba(255,255,255,0.09);
    backdrop-filter:blur(4px);
  }

  /* === PAGE HERO (podstránky) === */
  .page-hero{ padding-top:44px; padding-bottom:56px; }
  .page-hero h1{ font-size:27px; line-height:1.12; letter-spacing:-0.3px; }
  .page-hero p{ font-size:15px; line-height:1.6; }
  .page-hero-cta{ flex-direction:column; gap:10px; }
  .page-hero-cta .btn{ width:100%; justify-content:center; }

  /* === BREADCRUMB === */
  .breadcrumb{ font-size:12px; flex-wrap:wrap; gap:6px; margin-bottom:16px; }

  /* === SEKCIE === */
  .section{ padding:52px 0; }
  .section-head{ margin-bottom:32px; gap:12px; }
  .section-head h2{ font-size:26px; letter-spacing:-0.3px; }
  .section-head p{ font-size:14px; line-height:1.6; }

  /* === TRUST BAND — kompaktná 2-stĺpcová mriežka === */
  .trust-inner{
    padding:20px 0;
    gap:14px;
    flex-direction:column;
    align-items:stretch;
  }
  .trust-label{
    font-size:10px;
    letter-spacing:0.1em;
    text-transform:uppercase;
    font-weight:600;
  }
  .trust-items{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:6px;
    width:100%;
    flex-direction:unset;
  }
  .trust-chip{
    width:auto;
    font-size:12.5px;
    gap:8px;
    padding:10px 13px;
    background:var(--white);
    border:1px solid rgba(0,0,0,0.07);
    border-radius:12px;
    justify-content:flex-start;
    line-height:1.3;
    box-shadow:0 1px 4px rgba(0,0,0,0.05);
  }
  /* 5. item (nepárny posledný) — roztiahni cez oba stĺpce */
  .trust-chip:last-child:nth-child(odd){ grid-column:1 / -1; }

  /* === STATS BAND === */
  .stats-band{ background:var(--cream-2); }
  .stat-item{ padding:28px 12px; }
  .stat-value{ font-size:36px; letter-spacing:-0.04em; }
  .stat-label{ font-size:11.5px; line-height:1.5; }
  /* Vypnúť reveal animácie na mobile */
  .reveal{ opacity:1 !important; transform:none !important; transition:none !important; }

  /* === SERVICE KARTY — horizontálny layout, žiadne odrážky === */
  .service-grid{ gap:10px; }
  .service-card{
    padding:18px 16px;
    gap:8px 14px;
    flex-direction:row;
    flex-wrap:wrap;
    align-items:center;
    box-shadow:0 2px 10px rgba(10,36,32,0.06);
  }
  .service-icon{
    width:38px;
    height:38px;
    flex:none;
    margin-bottom:0;
  }
  .service-card h3{
    font-size:15px;
    flex:1;
    min-width:0;
    margin-bottom:0;
  }
  .service-card p{
    font-size:13px;
    width:100%;
    margin-bottom:0;
    color:var(--text-soft);
    line-height:1.5;
  }
  .service-list{ display:none; }
  .card-link{
    width:100%;
    font-size:12.5px;
    padding-top:10px;
    margin-top:2px;
  }

  /* === CTA BANDY === */
  .cta-band{ padding:36px 20px; border-radius:var(--radius-md); }
  .cta-band h2{ font-size:23px; letter-spacing:-0.3px; }
  .cta-band p{ font-size:14.5px; }
  .cta-band .btn{ width:100%; justify-content:center; }

  /* === ARTICLE CONTENT === */
  .article-content{ padding:36px 0 32px; }
  .article-content h1{ font-size:27px; line-height:1.12; letter-spacing:-0.3px; }
  .article-content h2{ font-size:21px; margin-top:36px; letter-spacing:-0.2px; }
  .article-content p,
  .article-content li{ font-size:15px; line-height:1.72; }
  .article-lead{ font-size:16px !important; line-height:1.62 !important; }
  .byline{ margin-bottom:28px; font-size:12px; }

  /* === RANK ITEMS === */
  .rank-item{ gap:16px; padding:22px 0; }
  .rank-num{ font-size:28px; width:38px; }
  .rank-body h3{ font-size:17px; }

  /* === FAQ === */
  .faq-q{ font-size:15px; padding:18px 4px; }

  /* === ACCOUNT CTA KARTY === */
  .account-cta-card{ min-height:auto; padding:24px 20px; }
  .account-cta-card h3{ font-size:18px; }

  /* === ARTICLE GRID === */
  .article-thumb{ height:130px; }
  .article-thumb .thumb-num{ font-size:46px; }
  .article-body{ padding:18px 20px 20px; }

  /* === ARTICLE FEATURED === */
  .article-featured-body{ padding:28px 22px; }
  .article-featured-visual{ padding:28px; }
  .article-featured-body h2{ font-size:24px; }
  .article-featured-visual .thumb-num{ font-size:64px; }

  /* === TYPE QUICKNAV === */
  .type-quicknav{ gap:6px; }
  .type-quicknav a{ font-size:12.5px; padding:7px 13px; }

  /* === FOOTER === */
  .site-footer{ padding:48px 0 0; }
  .footer-brand p{ max-width:100%; }
  .footer-top{ gap:28px; padding-bottom:36px; }
  .footer-bottom{ flex-direction:column; text-align:center; gap:8px; }
  .footer-disclosure{ font-size:12px; line-height:1.65; }
  .footer-col a{ font-size:14.5px; padding:7px 0; }

  /* === FORMULÁRE — iOS anti-zoom === */
  .field input,
  .field textarea,
  .field select{ font-size:16px; }

  /* === DISCLOSURE === */
  .disclosure-note{ font-size:13px; padding:14px 16px; }
  .regulatory-note{ padding:14px 16px; }

  /* === POROVNÁVACIA TABUĽKA — skryť menej dôležité stĺpce === */
  table.compare tbody td{ padding:12px 14px; }
  .compare-wrap{ overflow-x:visible; }
  table.compare{ min-width:0; width:100%; }
  table.compare thead th:nth-child(3),
  table.compare thead th:nth-child(4),
  table.compare thead th:nth-child(5),
  table.compare tbody td:nth-child(3),
  table.compare tbody td:nth-child(4),
  table.compare tbody td:nth-child(5){ display:none; }
  table.compare thead th:nth-child(1),
  table.compare tbody td:nth-child(1){ width:auto; }
  table.compare thead th:nth-child(2),
  table.compare tbody td:nth-child(2){ width:64px; padding:12px 8px; text-align:center; }
  table.compare thead th:nth-child(6),
  table.compare tbody td:nth-child(6){ width:80px; padding:8px; }
  table.compare .btn{ font-size:11.5px; padding:8px 10px; white-space:nowrap; width:100%; justify-content:center; }
  .provider-cell{ gap:6px; flex-wrap:wrap; }
  .provider-logo{ width:30px; height:30px; font-size:10px; flex:none; }
  .badge{ font-size:10px; padding:2px 6px; }

  /* === VISUAL CARD === */
  .hero-visual .visual-card{ transform:none; }
}

/* ---- 480px: malé telefóny (iPhone SE, Galaxy A) ---- */
@media (max-width: 480px){
  .container{ padding-left:16px; padding-right:16px; }

  .nav{ padding-top:14px; padding-bottom:14px; }
  .logo{ font-size:20px; }

  .hero{ padding-top:72px; }
  .hero h1{ font-size:30px; letter-spacing:-0.4px; }
  .hero p.lead{ font-size:14.5px; }
  .hero-grid{ padding-bottom:56px; }

  .page-hero{ padding-top:32px; padding-bottom:44px; }
  .page-hero h1{ font-size:24px; }

  .section{ padding:44px 0; }
  .section-head h2{ font-size:22px; }

  .article-content h1{ font-size:24px; }
  .article-content h2{ font-size:19px; }
  .article-lead{ font-size:15px !important; }

  .cta-band{ padding:28px 16px; }
  .cta-band h2{ font-size:20px; }

  .article-featured-body{ padding:22px 16px; }
  .article-featured-body h2{ font-size:20px; }

  .stat-value{ font-size:32px; }
  .stat-item{ padding:22px 10px; }

  .rank-num{ font-size:22px; }
  .faq-q{ font-size:14.5px; }
}

/* ---------- Stats / social-proof band ---------- */
.stats-band{
  background:var(--white);
  border-bottom:1px solid var(--line-soft);
}
.stats-inner{
  display:grid;
  grid-template-columns:repeat(4,1fr);
}
.stat-item{
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  gap:6px;
  padding:30px 20px;
  text-align:center;
  border-right:1px solid var(--line-soft);
}
.stat-item:last-child{ border-right:none; }
.stat-value{
  font-family:'Fraunces',serif;
  font-size:34px;
  font-weight:600;
  color:var(--ink);
  line-height:1;
  letter-spacing:-0.02em;
}
.stat-value em{ font-style:normal; color:var(--teal-700); }
.stat-label{
  font-size:12.5px;
  color:var(--text-soft);
  max-width:140px;
  line-height:1.4;
}

/* ---------- Hero visual — bar chart rows ---------- */
.visual-savings-row{
  display:flex;
  align-items:center;
  gap:10px;
  padding:10px 0;
  border-top:1px solid rgba(255,255,255,0.08);
}
.visual-provider-name{
  font-size:13px;
  color:rgba(255,255,255,0.78);
  min-width:106px;
  font-weight:500;
}
.visual-bar-wrap{
  flex:1;
  height:6px;
  background:rgba(255,255,255,0.1);
  border-radius:3px;
  overflow:hidden;
}
.visual-bar{
  height:100%;
  border-radius:3px;
  background:var(--lime);
  transition:width 1s ease;
}
.visual-rate-label{
  font-family:'IBM Plex Mono',monospace;
  font-size:13px;
  color:var(--lime);
  min-width:78px;
  text-align:right;
  font-weight:600;
}
.visual-savings-highlight{
  margin-top:14px;
  padding:12px 14px;
  background:rgba(214,245,104,0.1);
  border-radius:10px;
  border:1px solid rgba(214,245,104,0.2);
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:8px;
}
.visual-savings-label{
  font-size:12px;
  color:rgba(255,255,255,0.55);
  line-height:1.4;
}
.visual-savings-amount{
  font-family:'Fraunces',serif;
  font-size:20px;
  color:var(--lime);
  font-weight:600;
  white-space:nowrap;
}

/* ---------- Cookie banner (GDPR / ePrivacy) ---------- */
.cookie-banner{
  position:fixed;
  bottom:0;
  left:0;
  right:0;
  z-index:9999;
  background:var(--ink);
  border-top:2px solid var(--teal-700);
  padding:20px 28px;
  display:none;
  align-items:center;
  justify-content:space-between;
  gap:24px;
  flex-wrap:wrap;
  box-shadow:0 -8px 40px rgba(10,36,32,0.28);
}
.cookie-banner.visible{ display:flex; }
.cookie-banner-inner{ display:flex; align-items:flex-start; gap:16px; flex:1; min-width:0; }
.cookie-icon{ font-size:22px; flex:none; line-height:1; margin-top:2px; }
.cookie-text{
  font-size:13.5px;
  color:rgba(255,255,255,0.82);
  max-width:700px;
  line-height:1.55;
  margin:0;
}
.cookie-text strong{ color:#fff; }
.cookie-text a{ color:var(--lime); text-decoration:underline; text-underline-offset:3px; }
.cookie-actions{ display:flex; gap:10px; flex-wrap:wrap; flex:none; }

/* ---------- EU regulatory / legal callout ---------- */
.regulatory-note{
  background:var(--cream-2);
  border:1px solid var(--line);
  border-left:3px solid var(--teal-700);
  border-radius:var(--radius-sm);
  padding:16px 20px;
  font-size:13px;
  color:var(--text-soft);
  line-height:1.65;
  margin-top:20px;
}
.regulatory-note strong{ color:var(--ink); }
.regulatory-note a{ color:var(--teal-800); text-decoration:underline; text-underline-offset:2px; }

/* ---------- Eyebrow flag ---------- */
.flag-cz::before{ content:"🇨🇿"; margin-right:4px; font-size:13px; }
.flag-sk::before{ content:"🇸🇰"; margin-right:4px; font-size:13px; }

/* ---------- Investment risk disclaimer ---------- */
.risk-note{
  display:inline-flex;
  align-items:center;
  gap:7px;
  background:rgba(193,80,63,0.07);
  border:1px solid rgba(193,80,63,0.2);
  border-radius:var(--radius-sm);
  padding:10px 14px;
  font-size:12.5px;
  color:var(--red);
  margin-top:10px;
}
.risk-note svg{ flex:none; }

/* ---------- Scroll reveal ---------- */
.reveal{
  opacity:0;
  transform:translateY(30px);
  transition:opacity .7s cubic-bezier(.25,.46,.45,.94), transform .7s cubic-bezier(.25,.46,.45,.94);
}
.reveal.is-visible{ opacity:1; transform:translateY(0); }
.reveal-delay-1{ transition-delay:.1s; }
.reveal-delay-2{ transition-delay:.2s; }
.reveal-delay-3{ transition-delay:.3s; }
.reveal-delay-4{ transition-delay:.4s; }

/* ---------- Hero background enhanced glow ---------- */
.dark-panel::after{
  content:'';
  position:absolute;
  top:-60px; right:-40px;
  width:500px; height:500px;
  background:radial-gradient(circle, rgba(214,245,104,0.10) 0%, transparent 65%);
  pointer-events:none;
  border-radius:50%;
}

/* ---------- Hero visual card ---------- */
.hero-visual .visual-card{
  transform:rotate(0.3deg);
}

/* ---------- Logo dot ---------- */
.logo-dot{ display:inline-block; }

/* ---------- Service card — lime glow on hover ---------- */
.service-card:hover{
  transform:translateY(-5px);
  box-shadow:0 0 0 1.5px var(--lime-dark), var(--shadow-md);
}

/* ---------- Step number — lime ring on hover ---------- */
.step:hover .step-num{
  box-shadow:0 0 0 6px rgba(214,245,104,0.2);
  transition:box-shadow .3s ease;
}

/* ---------- Visual bar animated width (on page load) ---------- */
@keyframes bar-grow{
  from{ width:0 !important; opacity:0; }
}
.visual-bar{
  animation:bar-grow .9s cubic-bezier(.25,.46,.45,.94) both;
}
.visual-savings-row:nth-child(2) .visual-bar{ animation-delay:.2s; }
.visual-savings-row:nth-child(3) .visual-bar{ animation-delay:.4s; }
.visual-savings-row:nth-child(4) .visual-bar{ animation-delay:.6s; }

/* ---------- Stats band number pulse on enter ---------- */
.stat-value{ transition:transform .3s ease; }
.stat-item:hover .stat-value{ transform:scale(1.08); }

/* ---------- Section lime accent line ---------- */
.section-head > .htxt > h2{
  position:relative;
}
.section-head.center .htxt > h2::after{ display:none; }

/* ---------- CTA band lime ---------- */
.cta-band.lime{
  background:linear-gradient(135deg, #d6f568 0%, #c9ee52 50%, #d6f568 100%);
}

/* ---------- Article card gradient thumbnail ---------- */
.article-thumb{
  background:linear-gradient(135deg, #0c2e29 0%, #175249 40%, #123f39 100%);
  position:relative;
  overflow:hidden;
}
.article-thumb::after{
  content:'';
  position:absolute;
  inset:0;
  background:radial-gradient(ellipse at 60% 40%, rgba(214,245,104,0.12) 0%, transparent 70%);
}

/* ---------- Comparison table best row ---------- */
table.compare tbody tr.best{
  background:var(--lime-pale);
  box-shadow:inset 3px 0 0 var(--lime-dark);
}

/* ---------- Logo image ---------- */
.logo-img{
  display:none;
  height:28px;
  width:auto;
  flex:none;
}
.logo-text{ display:inline; }
.logo{ gap:0; }

/* ---------- Responsive additions ---------- */
@media (max-width:980px){
  .stats-inner{ grid-template-columns:repeat(2,1fr); }
  .stat-item:nth-child(2){ border-right:none; }
  .stat-item:nth-child(3){ border-bottom:none; }
}
@media (max-width:720px){
  .stats-band{ background:var(--cream-2); }
  .stats-inner{ grid-template-columns:repeat(2,1fr); }
  .stat-item{ padding:24px 12px; border-bottom:1px solid var(--line-soft); }
  .stat-item:nth-child(3){ border-bottom:1px solid var(--line-soft); }
  .stat-value{ font-size:36px; letter-spacing:-0.04em; }
  .stat-label{ font-size:11.5px; line-height:1.5; }
  .cookie-banner{ flex-direction:column; align-items:flex-start; padding:20px 20px 32px; }
  .cookie-actions{ width:100%; }
  .cookie-actions .btn{ flex:1; justify-content:center; }
}